reports and studies

presentations

Welcome

Our staff is currently adding greater functionality and new content. Please check again soon for updated information and resources. Thanks for visiting!

Download the latest version of the APCC brochure.

Events and Updates

APEC Business Advisory Council Financial Services Capacity Building meeting

November 8, 2011: Honolulu, Hawaii

On behalf of the Asia-Pacific Credit Coalition, PERC CEO & President Dr. Michael Turner presented at the APEC Business Advisory Council Financial Services Capacity Building meeting on Nov. 8th in Honolulu, HI. This event preceded the APEC CEO Summit, also in Honolulu.

Third Annual Credit Reporting and Risk Management Workshop

September 26-30, 2011: Kuala Lumpur, Malaysia

PERC's Dr. Robin Varghese attended and presented at the Third Annual Credit Reporting and Risk Management workshop held in Kuala Lumpur. The workshop, geared toward regulators, boasted attendees from more than three dozen countries--namely from Africa, Asia and Latin America. The Access to Finance division of the International Finance division of the International Finance Corporation organized and programmed the workshop. In his presentations, Dr. Varghese discussed the research behind the inclusion of non-financial information for risk assessment and showed ways in which it can perhaps be better than any other measure to facilitate financial inclusion. He also presented some preliminary findings from PERC's revalidation of its alternative data research. The findings showed that even after the financial crisis the inclusion of utility data still expands access to finance and considerably helps consumers.

Presentation:

“The Promise of Alternative Data: Financial Inclusion and Its Challenges” - Robin Varghese

Expanding Financial Access Through Regional Public Private Cooperation Forum

September 6-8, 2011: Tokyo, Japan

From September 6 through September 8, PERC's Director of International Operations Dr. Robin Varghese attended and presented at the Expanding Financial Access Through Regional Public-Private Cooperation Forum for regulators and policymakers in Tokyo. The forum was sponsored by Citigroup, and co-organized by a number of organizations including APCC, PERC, the APEC Business Advisory Council (ABAC) and the Asian Development Bank Institute (ADBI) to name a few. Policymakers and regulators from more than a dozen APEC and /or ASEAN member states were in attendance.

APCC and PERC organized the second day session on "Improving Information Sharing and Prudential Lending for Greater Financial Inclusion." In three panels, experts, including Dr. Robin Varghese and APCC members Anthony Hadley of Experian and Celina Leung of TransUnion, presented key economic and legal concepts, regulatory frameworks and operational lessons for regulators as they consider how to structure credit reporting in more inclusive ways. The third day also included a discussion of credit reporting for SME financing, organized by APCC member Tom Clark of G.E. Capital.

Presentations:

"The Promise of Alternative Data: Financial Inclusion and Its Challenges"- Robin Varghese

“Credit Reporting & Sustainable Financial Inclusion: The Promise of Well-Structured Information Sharing” - Michael Turner; presented by Robin Varghese

2011 World Credit Congress

May 19-21, 2011 - PERC in Sydney, Australia

PERC President Dr. Michael Turner served as a keynote speaker at the 2011 World Credit Congress, speaking on credit reporting reform within the Asia Pacific region and serving as a member of a discussion panel. PERC supporter Dun & Bradstreet Australasia was the Platinum Sponsor for the event. For more information, please visit the World Credit Congress site.

Presentation:

“Credit Reporting Trendsin Asia-Pacific and Globally” -Michael Turner

APEC SME Enterprise Seminar

September 21, 2010: Sendai, Japan

PERC's Dr. Robin Varghese presented on “How Information Sharing Can Improve Access to Finance for SMMEs: Some Lessons for APEC Economies” at a Seminar On “Getting Credit For Small And Medium Enterprises.” The seminar, part of the Ease of Doing Business (EoDB) program, aimed to deepen knowledge of utilizing credit information to establish a better credit access environment. Vaghese chaired working group sessions on information sharing and credit access for regulators from twenty-one countries. The meetings were part of the APEC Third Senior Financial Officials Meeting.

APEC Business Advisory Council Third Meeting

August 26, 2010: Bangkok, Thailand

Robin Varghese and Tom Clark presented on “Credit Information and Legal Infrastructure for Consumer & SMME Financing: Considerations for APEC 2011 Initiatives,” at the APEC Business Advisory Council Third Meeting. While this meeting, APCC and PERC met with officials from US Treasury, the finance ministries of Australia, Japan, and the Philippines, as well as the Alliance for Financial Inclusion and ABAC. The meeting discussed the content and programming of the financial inclusion initiative that will be sponsored by the United States in the coming year. APCC proposed an agenda for policy maker education and outreach on credit information sharing and financial inclusion.

APCC Efforts in New Zealand for Credit Reform Pay Off

Chapel Hill: June 22, 2010

The Asia-Pacific Credit Coalition was acknowledged for its influence on the current credit reporting reforms in New Zealand.

Download the full press release here.

PERC Releases White Paper, "The Consequences of Prohibiting Credit Inquiry Data in Chilean Credit Files"

Chapel Hill: February 2010

PERC released a white paper assessing the consequences of proposed Chilean legislation to prohibit the sharing of credit inquiry data.

PERC Releases "Optimal Consumer Credit Bureau Market Structure in Singapore"

Chapel Hill: May 2009

PERC's paper examines the relationship between market structures and regulatory framework of the credit information sharing, and the performance of the financial sector.