reports and studies

presentations

Past Events

APEC Business Advisory Council Financial Services Capacity Building meeting

November 8, 2011: Honolulu, Hawaii

On behalf of the Asia-Pacific Credit Coalition, PERC CEO & President Dr. Michael Turner presented at the APEC Business Advisory Council Financial Services Capacity Building meeting on Nov. 8th in Honolulu, HI. This event preceded the APEC CEO Summit, also in Honolulu.

Third Annual Credit Reporting and Risk Management Workshop

September 26-30, 2011: Kuala Lumpur, Malaysia

PERC's Dr. Robin Varghese attended and presented at the Third Annual Credit Reporting and Risk Management workshop held in Kuala Lumpur. The workshop, geared toward regulators, boasted attendees from more than three dozen countries--namely from Africa, Asia and Latin America. The Access to Finance division of the International Finance division of the International Finance Corporation organized and programmed the workshop. In his presentations, Dr. Varghese discussed the research behind the inclusion of non-financial information for risk assessment and showed ways in which it can perhaps be better than any other measure to facilitate financial inclusion. He also presented some preliminary findings from PERC's revalidation of its alternative data research. The findings showed that even after the financial crisis the inclusion of utility data still expands access to finance and considerably helps consumers.

Presentation:

"The Promise of Alternative Data: Financial Inclusion and Its Challenges"- Robin Varghese

Expanding Financial Access Through Regional Public Private Cooperation Forum

September 6-8, 2011: Tokyo, Japan

From September 6 through September 8, PERC's Director of International Operations Dr. Robin Varghese attended and presented at the Expanding Financial Access Through Regional Public-Private Cooperation Forum for regulators and policymakers in Tokyo. The forum was sponsored by Citigroup, and co-organized by a number of organizations including APCC, PERC, the APEC Business Advisory Council (ABAC) and the Asian Development Bank Institute (ADBI) to name a few. Policymakers and regulators from more than a dozen APEC and /or ASEAN member states were in attendance.

APCC and PERC organized the second day session on "Improving Information Sharing and Prudential Lending for Greater Financial Inclusion." In three panels, experts, including Dr. Robin Varghese and APCC members Anthony Hadley of Experian and Celina Leung of TransUnion, presented key economic and legal concepts, regulatory frameworks and operational lessons for regulators as they consider how to structure credit reporting in more inclusive ways. The third day also included a discussion of credit reporting for SME financing, organized by APCC member Tom Clark of G.E. Capital.

"The Promise of Alternative Data: Financial Inclusion and Its Challenges"- Robin Varghese

“Credit Reporting & Sustainable Financial Inclusion: The Promise of Well-Structured Information Sharing” - Michael Turner; presented by Robin Varghese

2011 World Credit Congress

May 19-21, 2011 - PERC in Sydney, Australia

PERC President Dr. Michael Turner served as a keynote speaker at the 2011 World Credit Congress, speaking on credit reporting reform within the Asia Pacific region and serving as a member of a discussion panel. PERC supporter Dun & Bradstreet Australasia was the Platinum Sponsor for the event. For more information, please visit the World Credit Congress site.

Presentation:

“Credit Reporting Trendsin Asia-Pacific and Globally” -Michael Turner

APEC SME Enterprise Seminar

September 21, 2010: Sendai, Japan

PERC's Dr. Robin Varghese presented on “How Information Sharing Can Improve Access to Finance for SMMEs: Some Lessons for APEC Economies” at a Seminar On “Getting Credit For Small And Medium Enterprises.” The seminar, part of the Ease of Doing Business (EoDB) program, aimed to deepen knowledge of utilizing credit information to establish a better credit access environment. Vaghese chaired working group sessions on information sharing and credit access for regulators from twenty-one countries. The meetings were part of the APEC Third Senior Financial Officials Meeting.

APEC Business Advisory Council Third Meeting

August 26, 2010: Bangkok, Thailand

Robin Varghese and Tom Clark presented on “Credit Information and Legal Infrastructure for Consumer & SMME Financing: Considerations for APEC 2011 Initiatives,” at the APEC Business Advisory Council Third Meeting. While this meeting, APCC and PERC met with officials from US Treasury, the finance ministries of Australia, Japan, and the Philippines, as well as the Alliance for Financial Inclusion and ABAC. The meeting discussed the content and programming of the financial inclusion initiative that will be sponsored by the United States in the coming year. APCC proposed an agenda for policy maker education and outreach on credit information sharing and financial inclusion.

Inclusive Growth Dialogue

June 16, 2010: Manila, Phillippines

Anthony Hadley of Experian presented on “Promoting Financial Inclusion and SME Lending: Establishing Financial Identity” at the SEACEN-ABAC-ABA-PECC Dialogue, Promoting Inclusive Growth In The Region in Manila.

APEC Public-Private Sector Forum

May 31, 2010: Sapporo, Japan

PERC’s Robin Varghese presented on financial identity and information-sharing at the APEC Public-Private Sector Forum On The Development Of Bond Markets And Financial Inclusion. The meetings were part of the APEC Second Senior Financial Officials Meeting. While in Sapporo he was asked to participate in a meeting with the finance ministries of the United States, Australia, Japan, and the Philippines on a financial inclusion agenda for 2011.

APEC Financial System Advisory Group Meeting

May 20, 2010: Taipei, Taiwan

Tom Clark, of GE Capital, presented on behalf of APCC at the meeting of the Advisory Group On APEC Financial System Capacity-Building, APEC Financial Inclusion Forum, and APEC Financial Inclusion Initiative. Clark spoke about information sharing and presented on reforms that can assist in the development of financial identity.

First Meeting of ABAC Advisory Group on Financial System Capacity-Building

February 12, 2010

PERC and the APCC were represented by Dunn and Bradstreet Australasia in Melbourne, Australia.

2009 Multi-Level Lending in China Conference

November 19-20, 2009: Beijing, China

Co-organized by PERC and Peking University, the two-day conference hosted over two hundred attendees and a dozen speakers and experts. The main topics included challenges and opportunities for China's reform, innovation in its financial system, and developing a multi-level lending market amid the global financial crisis.

APCC Presents at the SEACAN/ABAC/ABA/PECC Public-Private Dialogue for the Asia-Pacific Region

July 27-28, 2009: Bangkok, Thailand

Representing the APCC, PERC's Robin Varghese sat on the panel of experts at the fifth annual meeting.

Second APEC Business Advisory Council Meeting

May 11-15, 2009

Dr. Michael Turner represented the APCC at the Second APEC Business Advisory Council meeting in Brunei Darussalam. Dr. Turner's presentation focused on credit reporting standards in the Asia-Pacific region.

APEC Business Advisory Council(ABAC)

February 11, 2009

Dr. Michael Turner attended the first meeting of the APEC Business Advisory Council. Turner participated in discussions about financial identity and credit reporting systems as part of a larger, APEC-wide financial inclusion adenda.

Australian Institute of Credit Management National Conference

October 16, 2008

The APCC sponsored Dr. Michael Turner spoke at the AICM 2008 conference. Dr. Turner provided conference delegates with insights on the 2008 World Consumer Credit Conference in Rio and spoke on implications for Australia.

APCC presents at SEACEN/ABAC/PECC Public-Private Dialogue for the Asia Pacific Region

August 18-19, 2008: Kuala Lumpur, Malaysia

Dr. Michael Turner, representing for the Asia-Pacific Credit Coalition, presented at the fourth SEACEN/ABAC/PECC Public-Private Dialogue for the Asia Pacific Region. The theme of the conference is "Basel II Implementation and the Development of Asia's Financial Systems: Experience, Challenges and Regional Cooperation." Dr Turner presented on promoting robust credit reporting standards.

Australian Law Reform Commission Calls for Comprehensive Credit Reporting System

August 11, 2008

The Australian Law Reform Commission recommended Australia switch from its currently negative-only regime to a comprehensive system. Read the full report here.

2008 Peking University International Academic Conference on Personal Credit Reporting

March 7-8, 2008: Beijing, China

PERC, along with the Peking University-ACOM Financial Information Research Center (PAFIRC) in Beijing, China, hosted a two-day conference of presentations by internationally-renowned scholars and industry experts in the field of personal credit reporting.

PERC Releases Australian White Paper

Chapel Hill: November 25, 2008

PERC released "Roadmap to Reform", detailing the benefits of comprehensive credit reporting, as well as describing transitional challenges of switching to a full-file system.

Asian Bankers Association Annual Conference

Bangkok, Thailand: October 30-31, 2008

Patrick Walker from the Political and Economic Research Council and Uli Zeisluft from FairIsaac represented the APCC at the Asian Bankers Association 25th General Meeting and Conference. For more information, please see the ABA's home page at www.aba.org.tw.

Australian Institute of Credit Management 2008 National Conference

October 16, 2008

The APCC sponsored Dr. Michael Turner to speak at the AICM 2008 conference. Dr. Turner provided conference delegates with insights on the 2008 World Consumer Credit Conference and spoke about implications for Australia.

APCC White Paper Released

September 9, 2008

Download Information Sharing and Credit Access: Lessons for Policy, an APCC white paper on the economic effects of sharing consumer credit information.